SAN FRANCISCO and MANILA, June 30, 2025—The number of smartphone users in the Philippines is forecasted to grow in the next four years, reaching more than 80 million consumers. To keep up with this demand, mobile services provider Smart Communications, Inc. (Smart) has partnered with PayJoy, a Public Benefit Corporation focused on bringing responsible financing to underserved customers in emerging markets to provide Filipino consumers, particularly those new to credit, the opportunity to purchase smartphones through PayJoy’s financing solutions.