Mobile Banking Service

Mobile Banking Service (MBS), is an innovation that provides banking convenience to Smart Buddy, Smart Gold and Infinity subscribers in a safe and secure way. MBS allows subscribers to manage their enrolled accounts using the Smart Mobile Banking Menu.

In partnerships with banks and bank networks, MBS is offered as an alternative delivery channel to enable both SMART and BANK customers to perform financial transactions and card management using a mobile phone. Through this service, subscribers are allowed to access and manage their enrolled accounts using the Smart Mobile Banking Menu.

Clients will be able to do their banking transactions anytime, anywhere.
It is safe, secure and reliable. This can be accessed through the Mobile Banking menu found in the SIMs of Smart Buddy, Smart Gold and Infinity. (No need to memorize any keyword)
The Mobile PIN or m-PIN together with Smart Super SIM encryption ensures that transactions are limited to the account holders and are invulnerable to hacking.
Superior over-the-air application update capability.

What transactions can I perform with MBS?

Balance Inquiry	Know the balance of your bank accounts by choosing this function.
Funds Transfer	Transfer money between your enrolled accounts.
Reload Prepaid Account	Reload your prepaid products (i.e. Buddy, Talk N' Text)
Reload Smart Money Account	Transfer money from your bank account to your Smart Money.
Bills Payment	Pay your bills anytime with this functionality.

For user-guide on how to perform these transactions, click here.

How do I activate this service?

There are two ways to activate the Mobile Banking service on your Smart Mobile Phone:

Via m-PIN - Smart subscriber should contact his bank for procedures in securing the m-PIN which will be used in activating Mobile Banking Service on the mobile phone.
Via ATM-PIN – Smart subscriber may directly activate Mobile Banking on his mobile phone using the ATM-PIN of his/her bank account.

The option for the use of an m-PIN or ATM-PIN when activating mobile banking will depend on the Bank to which an account is being activated. Banks under both activation process are listed below.

Banks using m-PIN activation:

BANK	BANK CODE
Metrobank	MBTC
EastWest Bank	EWBC
Union Bank	UBP
BDO	BDO
BPI	BPI

Click on bank for steps in activating your MBS.

Banks using ATM-PIN activation:

BANCNET BANKS	BANK CODE	MEGALINK BANKS	BANK CODE
Allied Bank	ALL	Development Bank of the Philippines	DBP
Citystate Bank	CSB	Bank of Commerce	BOC
Asia United Bank	AUB	Asiatrust Bank	ATB
Security Bank	SBC	Maybank	MPI
Chinatrust Bank	CCB	Premiere Bank	PDB
RCBC	RCBC	Robinson's Bank	RBN
Sterling Bank of Asia	SBA